Workers' Compensation laws were created to make sure that employees who are injured on the job are provided with fixed reimbursements. This takes away the need for litigation and creates an easier process for the employee. In addition, it helps control the financial risks for employers since many states place a limit to the recovered amount an injured employee can receive from an employer.

Workers' Compensation is actually an insurance that the employer is required by law to have in case an employee is injured while working/on the job, becomes temporarily/permanently disabled, becomes ill due to circumstances surrounding their job, or even if an unfortunate death results from their job. It's mandatory that all employers who have 4 or more employees working part-time or full-time provide workers' compensation insurance.

Although state to state workers' compensation laws vary, medical care that would be covered generally includes: